How to Give Consent for Extended Coverage
If you choose Extended Overdraft Privilege Coverage, ATM withdrawals and everyday debit card transactions will be included with the Standard Coverage transactions listed above.
If you would like to select Extended Coverage for future transactions:
- Call us at 816-763-4020
- Complete the online consent form
- Visit our branch
- Complete a consent form and mail it to us at 8510 E. Bannister Road Kansas City, MO 64134
- E-mail us at firstname.lastname@example.org
CSD Credit Union will not pay overdrafts for ATM or everyday debit card transactions unless you have given your consent by extending coverage to the payment of these overdrafts.
With Extended Coverage, this service is available to cover overdrafts caused by ATM and everyday debit card transactions in addition to check, bill pay items and recurring debits.
If an item is returned because the available balance in your account is not sufficient to cover the item and the item is presented for payment again, CSD Credit Union will charge a return item fee each time it returns the item because it exceeds the available balance in your account. If, on re-presentment of the item, the available balance in your account is sufficient to cover the item CSD Credit Union may pay the item, and, if payment causes an overdraft, charge an overdraft fee.
Click here for our Overdraft Coverage Options Disclosure.
Money Management Tools
Click here for "What You Need To Know about Overdrafts and Overdraft Fees".
Click here for Personal Budget Planner
Click here for Eight Steps to balancing your checkbook
Click here for Debt Reduction Strategies